Offer Details

Payment Processing Proposal

Competitive Rate of 0.5% + $0.05 Per Transaction

We appreciate the opportunity to present a payment processing proposal tailored to meet the evolving needs of your business. As your business grows, optimizing payment processes becomes essential to enhance customer satisfaction and streamline operations. At eMmerchant Authority, we specialize in providing affordable, reliable, and secure payment processing solutions.

1. Objectives

The goal of this proposal is to offer a payment processing solution that:

• Provides a transparent and competitive pricing structure.
   
• Delivers seamless payment acceptance across multiple channels.
   
• Ensures security and compliance with the latest industry standards.
   
• Offers reliable customer support and easy integration with your existing systems.
   

2. Proposed Payment Processing Rate

We offer a highly competitive payment processing rate that aligns with your business goals. Below is the proposed fee structure:

Service Rate

Monthly Rate

0.5%

Fixed Fee

$0.05 per transaction

This transparent pricing model ensures your business will benefit from:

• Cost-effective processing: With a low percentage fee and a minimal fixed charge per transaction, your costs are predictable and manageable.
   
• Scalability: As your business grows and your transaction volume increases, this pricing model allows you to benefit from economies of scale, keeping processing fees affordable.
   

3. Service Features & Benefits

A. Payment Methods Supported

Our platform allows you to accept a variety of payment methods, ensuring flexibility for your customers. These include:

• Credit & Debit Cards (Visa, MasterCard, American Express, Discover, etc.)
   
• Digital Wallets (Apple Pay, Google Pay, PayPal, etc.)
   
• Bank Transfers / ACH Payments
   
• Mobile Payments
   
• Gift Cards and Loyalty Program Integrations
   

B. Security Features

Our payment processing solution incorporates the latest security measures to safeguard your business and customer data:

• PCI DSS Compliance: Adheres to industry security standards for handling cardholder data.
   
• Encryption & Tokenization: Ensures sensitive data is securely processed and stored.
   
• Fraud Detection: Advanced tools for real-time fraud prevention and risk management.
   

C. Integration & Compatibility

We offer easy integration with your current systems to ensure minimal disruption and seamless operations. Our solution supports:

• Integration with POS systems for brick-and-mortar transactions.
   
• API for online payment gateways (eCommerce integration).
   
• Mobile payment options for apps and in-store payments.
   

D. Real-Time Analytics & Reporting

Gain access to an intuitive dashboard for real-time transaction tracking, reports, and analytics. Key features include:

• Transaction history and revenue tracking
   
• Refund and chargeback management
   
• Insights into customer purchasing behaviors
   

E. 24/7 Customer Support

Our dedicated support team is available 24/7 to assist with any technical or operational concerns. You can reach us by:

• Phone Support
   
• Email Support
   
• Live Chat Support
   

4. Pricing Summary

To ensure clarity, here’s a breakdown of the payment processing fees:

Service

Rate

Monthly Rate

0.5%

Per Transaction Fee

$0.05

Setup Fee

$0

PCI Compliance Fee

$0

Example Scenario

For transparency, here’s an example of how the fees would work based on a hypothetical monthly transaction volume:

Example Monthly Volume

$10,000

Monthly Fee (0.5%)

$10,000 x 0.005 = $50

Transaction Fee (100 transactions)

100 x $0.05 = $5

Total Fees for the Month

$50 + $5 = $55

This fee structure allows you to effectively manage costs while benefiting from reliable and efficient payment processing.

6. Benefits to Your Business

• Predictable Costs: Transparent pricing with no hidden fees ensures you know exactly what you’re paying.
   
• Cost Efficiency: Low percentage and fixed fees, especially beneficial as transaction volumes increase.
   
• Security: Robust security features to protect sensitive data and reduce fraud risk.
   
• Seamless Experience: Easy integration and excellent customer support ensure that you experience minimal disruption during setup.
   

We are confident that our solution will help your business optimize its payment processing and deliver a seamless experience for your customers. We look forward to partnering with your business and helping you achieve success.

Thank you for your time and consideration.